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Some of the top bank money market deposit and savings products have begun changing their rates after a period of relatively flat APYs. Former market leader ING Direct recently brought its yield up to 4.​5% from 4.​4% while new entrant E*​Loan backed off its 5.​5% APY (​to 5.​38%​APY/​5.​26% rate). Countrywide is the new No. 1.

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